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Capital Smart City Islamabad


Capital Smart City is a high class and posh housing society near New Islamabad Airport. It is the next sensation in the property world. CSC housing society is legally approved by the Rawalpindi Development Authority (RDA). Capital Smart City is the 4th smart city in Asia and the first smart city with 8th-grade development.

It is planned according to the future expectations of its inhabitants, investors and potential viewers. The housing society has a plethora of exclusive amenities to meet the requirements of its luxurious life. It is designed in such a way that will give an eco-friendly and peaceful environment to the residents.

By combining technology with lifestyle, Capital Smart City housing society Islamabad has numerous investment opportunities. Capital Smart City is the perfect blend of natural beauty and technology.

Launch of Capital Smart City:

Capital Smart City Islamabad was formally launched on October 6, 2019, in Islamabad. The launching event has happened at Serena Hotel, Islamabad. Furthermore, Real Estate tycoons with many local and overseas investors had attended this event.

Owner and Developers of CSCI:

Capital Smart City Islamabad is a project of two international development organizations- Future Holdings Developments and Habib Rafiq(Pvt) Limited.

About Habib Rafiq Pvt. Ltd:

Habib Rafiq (Pvt) Limited is the developer of many projects of Defence housing societies and Bahria town in Islamabad. This is not it, HRL is a famous name in the real estate industry of the country.

HRL from the previous 15 decades and is currently considered at the most commendable and well-known names on the marketplace. They have built their own housing societies also in many cities of the country Sargodha, Multan, and Sahiwal under the name of Royal Orchard housing societies.

Habib Rafiq Pvt. Ltd is a Building and development Team Established in Pakistan that was responsible for some of the most prestigious building and technology jobs within the last five decades.

Its accomplishments are the direct effect of pure devotion and responsibility for their client demands and needs in Pakistan and abroad. It also earned ISO 9000 certificate due to its quality control procedure.

The only title Habib Rafiq is Deemed equal to Honesty, trust, quality, and professionalism, any property development team connected with HRL believes themselves extremely blessed.

Its duties in building any housing society are various for example building of homes, streets, electrical work, mechanical work, water Storage, gas pipelines and also the services that are planning.

Future Developments Holdings (Pvt.) Limited:

It is among the Best Pakistani Property developers and Asset management firm, that aids in creating autonomous smart cities to not just supply a luxurious lifestyle but also lucrative contributions to its customers.

FDHL is comprised of two leading companies called China Liaoning International Economic and Technical Cooperation Group Corporation Ltd (CLIC) and Engineering Dimensions (Pvt.) Limited (EDL) – they have core experience in leadership and technical work.


Cracknell is one of the most admiring landscape architects and urban planners. Cracknell was launched in 1987. It has done many projects around the globe particularly in Asia, Europe, Africa, and the Middle East.

Cracknell is working in Capital Smart City Islamabad to design the urban and modern landscaping in the society.

This company will develop the master plan of Potohar Ranches Villas, Townhouses, and Residential Apartments which will integrate the residential communities.

Herradine-Golf: Troon golf:

Troon Golf company was first founded in 1990. Today it is the largest professional club management enterprise in the world. Troon Golf is currently providing its expert services to 465+ locations and 500+ golf courses.

Capital Smart City Islamabad has signed the agreement with Troon golf company to build an 18-hole golf course called Herradine golf club. It will build on international standards of the golf course and will be a little tricky as it is built on rocky land.

Trivelles International:

Trivelles international is one of the leading construction and investment companies in the UK. Smart Villas in Capital Smart City is the first-ever project of the organization in Pakistan. It promised to install every smart facility in the villas.

DSA Architects International:

Another developer working with Capital Smart City is DSA Architects Internationals. DSA Architects international is a famous architectural firm which is founded in 1990.DSA has delivered its architecture services around the world. Its main offices are in South Africa, United Arab Emirates and Portugal.

They are appointed to develop villas and apartments in Capital Hills. DSA Architects International will provide master-planning, technical design, concept design, lead consultant and site supervision.

About Surbana Jurong (SJ):

Surbana Jurong (SJ) is a Singaporean consultancy company. Major specialities of the organizations are urban designing, engineering, and infrastructure consulting.

Surbana Jurong (SJ) has a total of 16,000 workers all around the world. It has 120 offices with experts in all fields like architects, designers, planners, engineers, and other experts.

The Surbana Jurong organization works to change cities into housing societies that have Viable employment opportunities and provide flourishment to communities and companies that can flourish.

To design the master plan of the housing society, Surbana Jurong has lots of meeting to discuss a consistent preparation plan. This master plan calls for a distinct number of facilities to provide accommodations to new industrial, commercial, residential, and entertainment aspects of society.

Capital Smart City Islamabad NOC:

No Objection Certificate (NOC) and planning permission of Capital Smart City Islamabad has been provided by Rawalpindi Development Authority another relative authority.

Capital Smart City NOC

Just after receiving the first NOC, Capital Smart City applied for approval of another NOC which is for the extent of land area for the society. Soon Capital Smart City authorities will get this approval too.

Conspiracy Against Society:

In the last few weeks, some people are saying that Capital Smart City is an illegal society. But it is confirmed that it is just the rumours.

This is but just a malign campaign began by rivals who do not need to find this project prosper. But as Habib-Rafiq is a significant name, so this campaign was failed. The other reason for the failure of the rumours is the joint venture of Capital Smart City with the DHA housing society.

Capital Smart City Location:

The Capital Smart City Islamabad (CSCI) is situated in the peaceful and beautiful surroundings of Punjab near New Islamabad Airport. It is easily reachable from twin cities- Rawalpindi and Islamabad. in the Rawalpindi Region of Islamabad, near the new Islamabad International Airport.

The Capital Smart City housing society is located at Lahore-Islamabad Motorway at a distance of 9.2 km from M-2 Toll Plaza which lies near Thalian interchange. This region falls in the eastern route of CPEC. It is only 5 to 6 minutes away from the new Islamabad airport.

Given below is the Location map of Capital Smart City Housing Society:

Capital Smart City Location

Housing societies in the Neighborhood:

Its nearby housing societies include the:

  • Al Mairaj housing scheme
  • University town
  • Eighteen Islamabad
  • Top City 1
  • Mumtaz city
  • Qurtaba City
  • Blue World City

Access Points:

The following are the ways that are easy to use when you want to go to Capital Smart City:

  • It can be effortlessly reachable with the help of Main Chakri road from M-2 Motorway
  • For Rawalpindi city, it is easily accessible to Rawalpindi Ring Road in the nearby future
  • The society is also easy to get to the neighbouring areas with the help of the national highway called Lahore-Islamabad M-2 Motorway
  • This is not it; Capital Smart City Islamabad will also have built it’s on the interchange from the motorway for the ease of the residents This is already approved by FWO.

Capital Smart City Master plan:

The capital smart city gave the task of creating the master plan of the society to a Singapore based consultancy firm called Surbana Jurong (SJ). The main designer of the housing society is Norman Foster.

Given below is the master plan of Capital Smart City Housing society:

Capital Smart City Master plan

CSC Land Area:

Capital Smart society covers a total land of 55,000 Kanal, it is 10 times bigger than any neighboring housing society. It will be one of the closest housing society to the new Islamabad International Airport.

The master plan given by society at this moment is provisional and will be extended over time. Additional land will be added to the project and several other blocks will be added to the project in the future.

Capital Smart City is divided into the following property types:

  • Residential plots
  • Commercial plots

Residential units:

Capital Smart City housing society is the residential society mostly. It gives lots of options concerning residential plots of diverse types and sizes to potential clients. Every residential area has smart facilities and amenities for smart living with hi-tech and contemporary technology.

CSCI Residential Plot Sizes:

  • General plots from 7, 5, 10,12 Marlas & 1, 2 Kanals
  • Farm Homes from 5, 10 & 20 Kanals
  • Smart villas from 5. 8 marla

Commercial units:

Capital Smart City is known as the future business hub of the capital city, this is the reason it comprises of many commercial units. These plots are for industrial, trading, and business purposes.

So they can attract buyers to buy their place in these units. Similar to residential plots, these plots are also presenting hi-tech and innovative facilities to the holder of the plots.

Commercial Plot Sizes:

  • 4 Marla
  • 8 Marla

Commercial Plots are available in 5 blocks of Capital Smart City:

  • General Block
  • Executive Block
  • Overseas Block-I
  • Overseas Block-II
  • Harmony Park

Capital Smart City Districts:

Capital Smart City has the following districts:

Gate Precinct:

Gate Precinct is one of the most important areas of any housing society as it is the first impact of the society on visitors that is the reason CSC has exceptional gate entrance.

Just after that, you experience a captivating city with 5 stars and lavish hotels, beautiful green belts by the side of roads, sculptures, and architectural marvel at the sides of the wide roads and scenic views.

You will enjoy the mixed-used commercial building and residential houses inside society. Gate Precinct will give straight access to Panda District and Panda Mart.

Aviation District:

As the name suggests, the aviation district got its name because it is near to the New Airport Islamabad. This area is designed for multi-dimensional works. Aviation district provides logistics and hospitality for people of Airport due to nearby locality.

Aviation District includes an iconic expo center, Airline Services, flight kitchen, an aviation academy, an aeronautical gallery, and a museum. There will be other places also like green parks, technology park, recreational parks and airplane restaurant

Crystal Lake:

Crystal lake is the modern-day bazaar. It consists of various entertainment and commercial sectors like the corporate office of the society, fashion, art and cultural showrooms, heritage and cultural shops, architectures, interior designing, new and creational food, clothing arena, luxury saloons, cafes, hotels and restaurants, IT sectors, media offices- to sum up, we can say that crystal lake is the media and commercial hub of entire the housing society.

Commercial Area:

The commercial area is commonly known as financial square is the business region of society. It’s going to be the biggest business center in the twin city- Islamabad and Rawalpindi.

It will be not only for Pakistani but is the trading centre for middle eastern countries and CPEC tower is also going to be part of it.

It’s near to the entrance of the society that why it can provide business opportunities to people outside of society.

Other than this, like any other region of the CSC, the financial square consists of mixed-used apartments, residential areas, mosques, green belts, mega malls, parks, and parking areas.

Healthcare District:

Healthcare District is your center for providing quality health care centers. This region provides opportunities for people and corporations to improve their health care services and maintain public health.

The purpose-built hospitals concentrate on the environment and the simplicity of treatment for those patients. The labs are among its types being a sign of technological progress. The health care district is uplifted with different parks, food and drink and retail places.

Education District:

Education District is part of Capital Smart City, devoted to educational associations. This specific area contains associations that impart quality education via the most up-to-date & advanced teaching methodologies.

This district intends to bring encouraging applications to teach various skills to the pupils during its vocational center. As knowledge isn’t confined to age, thus our layout embarks on its importance too.

This region is also facilitated with a BRT system, supplied with sports facilities and parks to spend your leisure time.

Lake View Terrace:

This district is for distinct functions. For trading, comfort, and pleasure, this is the area in Capital Smart City. This district is found together with the lake. This adds more beauty to the Terraces. Lake covers this particular district from 3 sides.

This leaves this district more beautiful. Specialized Retail Outlets will be built in it with an extensive selection of stuff of everyday use. It’s an eatery district with fine dining restaurants, food outlets, street food and coffee shop and many parks to enjoy and relax

Capital Hills:

Capital Hills is one of the overgenerous zones of Capital Smart City. It is a tranquil region of the society where inhabitants come to relax. It has several features which attract inhabitants and outsiders such as the Golf Course and Equestrian Club.

It holds the most incredible land development design which contains buildings and beautiful scenery. Villas are also present in this district that are made of excellent quality.

The golf Course present here will be Islamabad’s first real Hills-Style PGA Standard Signature Golf Course. It is little challenges for the golfers as the golf course is built on rocky terrain.

Overseas District:

Overseas Pakistani depart their nation to make and also to strengthen their country. For such dedicated overseas Pakistani, Capital Smart City has presented the overseas district. Overseas districts in Capital Smart City Islamabad have quality designs.

A standard lifestyle of the overseas district of Capital Smart City Islamabad makes foreign Pakistanis feel in your home. The overseas district is supporting Financial square.

Therefore, this subject is of prime significance. This is the pioneer movement that’s a specialty of just CSC. With luxury lifestyle, superior services, this region is a promising profit.

Executive Block:

The executive district is among the pioneer centers by Capital Smart City. Capital Smart City Islamabad established this district in May 2019. This block is located between River and Golf Course.

This district is for all those who wish to purchase plots on easy installments. This is the very best location for serious buyers that pay installments in time. This district covers several principal regions of CSC.

These areas contain the Golf Course. Golf Course is a grand landscape fashion place with driving hit and Golf Academy. The costs of the executive district plots are 30 percent greater than typical cubes.

Hills View Heights:

Hills View Heights is a district of immense development in Capital Smart City which consists of house towers adjacent to M2 Lahore to Islamabad motorway. This district, as the name suggests, will have the beauty of nature.

The building is built in such a way that they face the hills. This is a place to work and also for living. Together with leisure and entertainment such as retail, dining and outdoor pursuits, this region provides working areas also.

It can be easily reachable to other districts via the BRT System and the region will be equipped with plenty of amenity places.

Cultural Heritage District:

The cultural heritage District is another attraction of the capital smart city Islamabad. The main gust of the specific district is to present cultural and heritage art and values in a very inventive and creative way.

Due to this quality of the district, it will be one of the major tourist attractions in the capital city of the Country-Islamabad, Capital smart city cultural heritage district will be providing ambience and hostility to the tourist.

To accommodate tourists and visitors, this district will have specific residential areas, food areas. Just like any other district, it has a mosque, park, parking area, marts, education institutes, etc.

Panda District:

Just after the entrance, you will have straight access to the panda district. Located in the eastern CPEC route near New Islamabad International Airport, Panda District will be the largest trading hub of Chinese products in South Asia.

Panda district is named as Panda as it is meant to be on Chinese culture and architecture. This district will consist of grand mall called Panda Mart. This mall is also designed on a Chinese theme. Panda Mart will have 2000 retailers and 300 logistics warehouses with a parking place having a capacity of 3500 car parks.

Sports District:

Sports District is a global standard sports zone with multipurpose facilities. It offers a blend of home, leisure, sports and entertainment platforms while setting an exceptional community. It’s designed keeping into account major sports venues using common stadiums.

This district also includes an international standard sports academy and sports-themed retail pavilion. This region is made of distinct residential opportunities also which range from apartments to villas to houses.

Capital Smart City Payment Plan:

Capital Smart City Islamabad has a different payment plan which varies concerning plot categories:

Capital Smart City Residential Plots:

Capital Smart City Residential Plots

Capital Smart City Commercial Plots:

Capital Smart City Commercial Plots

Capital Smart City Islamabad Farm Houses:

Capital Smart City Islamabad Farm Houses

Capital Smart Villas:

Capital Smart City with Trivelles International has launched Smart Villas. The name of the project is Trivelles lake Boulevard. These are the houses with modern, upscale and smart facilities for its occupant which are not available anywhere in the country.

Types of Villas:

There are mainly two main sizes that are offered in Smart villas:

  • 5 Marla
  • 10 Marla.

Further, each of these sized villas offers two designs concerning interior and design.

The following are the type of 5 Marla luxury villas in Lake Boulevard:

  • Abbey villas (5marla-3 bedrooms)
  • Strand villas (5marla-4 bedrooms)

Following are the type of 10 Marla luxury villas in Lake Boulevard:

  • Harley villas (10marla-4bedrooms)
  • Regent villas (10marla-5bedrooms)

Harmony Park Capital Smart City:

Harmony Park is a low-cost block of Capital Smart City. It is recently launched as the block of the most economical plots that are in the range of everyone. Size of the plots which are offered in Harmony park is 3.5 marla plot.

Harmony Park Capital Smart City Payment Plan:

Harmony Park Capital Smart City Payment Plan:

Harmony Block Features:

The exclusive smart features of Harmony Block are as under:

 Exclusive Feature of Harmony Block Capital Smart City

Location of Harmony Park:

Harmony Park is located next to Executive Block. Harmony Park is placed on the prime location of the project. It will be directly connected to Main Boulevard of the capital smart city Islamabad.

Capital Residences of Capital Smart City:

Capital Residences is the most recent project of Capital Smart City Islamabad. It comes with the modern amenities for living and lies in the middle of natural topography and heavenly sights.

It is located at the beautiful site and is enclosed by Crystal Lake which invites lots of tourism.

It comprises of residential and commercial units.

It will give you an exceptional and distinctive living. In Capital residences, a desirable life is waiting for you. The makers have incorporated the look of Khairi Murat Reserved Forest inside the project. Almost 130,000 Sq. Ft. of land is for commercial use which includes retail, leisure and entertainment.

For residential purposes, this sector offers many categories which are as follow:

  • 260 units of Studio Apartments
  • 914 units of 1 Bed Apartments
  • 422 units of 2 Bed Apartments
  • 80 units of 3 Bed Apartments
  • 10 units of 2 Bed Duplex
  • 14 units of 3 Bed Duplex
  • 8 units of 4 Bed Duplex

Smart Facilities in Smart City:

There are a number of smart facilities available in the capital smart city. Some of the most fascinating things are following:

  • Gated community
  • Electric Bikes
  • Cinemas
  • Hospitals and medical centres
  • Mosques
  • Financial Square
  • Holiday Park
  • Educational hub
  • Warehouses
  • 18-hole golf course
  • 5-Star Hotels and Restaurants
  • Bus & Public Transport (BRT) Stations
  • Shopping Mall and Complex
  • Crystal Lake & Floating village
  • Theme Parks and Bird Park
  • CCTV with Facial and Object Recognition Cameras
  • Water and Sewerage Treatment Plant
  • Load Shedding Free Environment
  • Automated Traffic Control
  • Automated Utility Supply
  • Environmental Collection
  • Automated Street Lights
  • Free Wifi Spots
  • Automated Air Conditioning Control System

Detail of some exclusive smart features of the housing society is given below:

Capital Smart City Islamabad Smart Facilities

Cctv outdoor cameras:

Any building and house are protected with the help of CCTV cameras. These cameras are installed in front and rear end of the buildings. They are connected to your screens (mobile or monitor). You can see the footage of these cameras from anywhere around the world.

Cctv indoor cameras:

Cctv cameras are also inside the building- in rooms, balconies, kitchens, lounges, stairs, lobby, etc. You can monitor activities happening inside the house through these cameras from anywhere in the world.

Remote access:

Capital smart city Islamabad will give remote access to your electrical home appliances through your smartphone, tablet and computer.

Smart motion sensors:

Other than security and temperature sensors, motion sensors are also installed in the building. You can activate and deactivate these motion according to your will. It also provides common alarm and you can receive SMS alarm also on your smartphone when some intruder or stranger enters the building or move inside the building.

Automated door lock:

You can also automatically lock or unlock the main gate of your house from application on your smartphone. You can let your guests enter the home without going to the gate. This lock can be handy if there is an emergency in the house.

Magic box:

This box is the magic. Now you can throw all the controllers of your house and use one magic box to connect everything in capital smart city Islamabad.

Smart switch:

Smart switches will help you to control the appliances, fans and lights of houses through your smartphone.

Temperature & humidity sensor:

Just like houses in first world countries, Capital Smart City provides installed temperature and humidity sensors. These seasons will link to your phone and help to detect and adjust air conditioners according to temperature.

Smart door and windows:

Sensors are installed in all the windows and doors of the house. It will be active for 24 hours and use as an alarm for any unfortunate event. Also, it will provide alerts via SMS and email you on your smartphone. This is not it; this sensor will also inform you if there is an intruder to the home or anything inside your house gets damaged.

Smart Housing:

Capital Smart city provide you many options of Smart Family unit and apartments. They are equipped with of the most hi-tech and modern facilities for residential points of view in Islamabad.

Smart Traffic Control:

One of the reasons that Capital Smart City Islamabad stands alone is due to its automatic road traffic managing systems. This system is an immensely substantial facet of the housing society and is to be expected as the solution to eradicate all the traffic issues.

Many sensors for different purposes are installed upon the streets and roads. They will help you for finding ways and directions to your destination which have less traffic that’s why this system is called a traffic management control system.

Attractive Points:

The attraction of capital Smart City for foreigners and visitors:

Freij International amusement park:

Freij Entertainment international and Capital Smart City has signed the agreement on 23 October 2019 to open an amusement park inside the walls of the Capital Smart City Islamabad.

Freij Entertainment International is an international entertainment company that has already many successful funfairs and skilled games.

It has also built various fun carnival rides, and amusement parks all around the world and is known as the world’s largest traveling entertainment company.

18-Hole Golf course by Harradine Golf:

The capital smart city Islamabad is working on an 18-hole golf course. This golf club will have features of international golf courses as developers of the golf club is an international company called Harradine Golf.

The golf club will also have a golf academy to teach new players and challenge games for the professionals. All the equipment will be imported from the USA. This golf club will be one of its kind that’s why it will attract many visitors from outside the society also.

MOVENPICK Hotels & Resorts:

Many investors are interested in Capital Smart City due to its smart features. One of them is Mövenpick Hotels & Resorts. it has signed an agreement with the society developers FDHL) to open up a grand hotel. It will be open for the public in 2023.

National Defence University:

FDHL, developer of the society had signed the agreement with HRL to open the campus of the international university called w National Defence University (NDU). NDU University will offer various study options which are literature, physics, maths, engineering, business, management, and biotechnology. The location of the university is already settled and development work has started.

Balloting of Capital Smart City:

The first round of balloting of the housing society is held on the 3rd week of December. In this event, plots of 3 sectors of the executive block and overseas block are considered. Development work in Capital Smart City is going on a fast pace with no compromise on quality, this is the reason that 2nd balloting of the society is planned to be held in 2021.

How to Book a Plot in Capital Smart City?

Following are the points which you should follow while booking plots in Capital Smart City Islamabad:

  1. Download and fill out this Application Form. Please provide all the essential information.
  2. Attach 3 passport size photographs of the applicant
  3. Attach CNIC/NICOP copy of applicant and next of kin (nominee)
  4. while booking, submit 10% of a down payment as a Pay Order, Cheque, or Cash in favour of “Future Developments Holdings (Pvt) Ltd.”


The first-ever Smart City called Capital Smart City Islamabad is located near New Islamabad Airport. It is the most promising society in twin cities and will be the future of these cities.

It delivers a thrilling look into the upcoming future due to its mixture of nature and hi-tech technology. Capital Smart City is swarming with investment opportunities and is ideal for short and long term investment.

With all of the listed features and qualities, surely, Capital Smart City Islamabad will be exclusive and the most fruitful housing scheme in the county.

Frequently Ask Questions:

Following are the FAQs about Capital Smart City Islamabad:

Q- What is the capital smart city Islamabad?

Ans- Capital Smart city Islamabad is the upcoming housing society with smart features. It is the first of its kind. Capital Smart City is the project of HRL and soon it will merge with the Defense housing authority housing society.

Q- Who is the owner of the capital smart city?

Ans- Capital Smart City is the project of HRL Habib Rafiq Limited. The main developer of the society is HRL but there are many other internationally developing and designing companies that are working on this project. Details are given above.

Q- What is so unique about the capital smart city?

Ans- Capital Smart city is the first smart city in Pakistan and comes at number 24th in Asia. It is an 8th-grade development society. With these unique aspects and posh facilities, land in a capital smart city is still available at low and affordable prices.

Q- Why is it called a smart city?

Ans- Smart City is an innovative new housing project built with futuristic technology and advanced development and modern infrastructure. It is different from other housing societies for its high standards, smart apps, never before seen facilities, eco-friendly smart environment, and strategic planning.

Q- Capital smart city is in Islamabad or Rawalpindi?

Ans- Right now, Capital Smart city comes under the Rawalpindi division, but it is predicted to be in Islamabad soon. Because the layout plan of Islamabad is currently under revision and according to the revised plan this society will be incorporated into Islamabad city just at the border of Islamabad.

Q- What is the exact location of the capital smart city Islamabad?

Ans- The Capital Smart city housing society is located at Lahore-Islamabad Motorway at a distance of 9.2 km from M-2 Toll Plaza which lies near Thalian interchange.

Q- Is capital smart city a legal society?

Ans- It is confirmed that Capital Smart City is a legal society. RDA has given NOC and planning permission to capital smart city. You can find details on the RDA website.

Q- How much minimum amount is required to get a plot in the capital smart city Islamabad?

Ans- Capital Smart City comprises every size and cost of plots. The most low-cost plot present in this society is harmony villas. Their prices start from 15 lacs only.

Q- How can we know that this society will not give loss in the future?

Ans- As we know developers of the capital smart city are HRL (Habib Rafiq Limited) which is also the developer of renowned societies- Bahria Town and DHA. Capital Smart City will soon merge with DHA Islamabad. These points confirm the high return profit in society.

Q- In how much time clients can get possession of their plots?

Ans- The possession of the plots in the executive and overseas block is likely to be given in the year 2020 to the buyers. But the condition is that they should clear their due payments by then.

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